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KENTUCKY NMLS MORTGAGE LICENSE REQUIREMENTS
Everything you need to renew or obtain your NMLS license in Kentucky for 2026
KENTUCKY CE AT A GLANCE
Total Hours
8 Hours
Courses Required
7 Hour Fed Core + State Specific
Renewal Deadline
Nov 30th
NMLS CONTINUING EDUCATION COURSES YOU NEED FOR KENTUCKY
Kentucky mortgage loan originators, licensed under the Kentucky Department of Financial Institutions, must complete a total of 8 hours of NMLS-approved continuing education each year:
- 8-Hour Federal CE Course (covers 3 hours federal law, 2 hours ethics, 2 hours non-traditional lending)
- 1-Hour Kentucky State-Specific Course
All hours must be completed by December 31 each year. We recommend finishing by December 5 to ensure your completion is reported to NMLS before the renewal deadline.
For more information on Kentucky licensing requirements, visit the official NMLS State-Specific Requirements page.
KENTUCKY PE AT A GLANCE
Total Hours
0 State Specific Hours
Courses Required
General 20 Hour Course
Renewal Deadline
Per License Conditions
NMLS PRE-LICENSING EDUCATION COURSES YOU NEED FOR KENTUCKY
New Kentucky MLOs must complete 20 hours of NMLS-approved pre-licensure education before obtaining a license:
- 3 hours of federal law
- 3 hours of ethics, including fraud, consumer protection, and fair lending
- 2 hours of non-traditional mortgage lending
- 12 hours of electives
Kentucky does not require state-specific pre-licensure instruction.
For more information on Kentucky licensing requirements, visit the official NMLS State-Specific Requirements page.