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NEW JERSEY NMLS MORTGAGE LICENSE REQUIREMENTS
Everything you need to renew or obtain your NMLS license in New Jersey for 2026
NEW JERSEY CE AT A GLANCE
Total Hours
9 Hours
Courses Required
7 Hour Fed Core + State Specific
Renewal Deadline
Dec 31
NMLS CONTINUING EDUCATION COURSES YOU NEED FOR NEW JERSEY
New Jersey mortgage loan originators, licensed under the New Jersey Department of Banking and Insurance, carry one of the heavier state loads in the country: 2 hours of New Jersey-specific CE on top of the federal course.
- 8-Hour Federal CE Course (covers 3 hours federal law, 2 hours ethics, 2 hours non-traditional lending)
- 2-Hour New Jersey State-Specific Course
All hours must be completed by December 31 each year. We recommend finishing by December 5 to ensure your completion is reported to NMLS before the renewal deadline.
For more information on New Jersey licensing requirements, visit the official NMLS State-Specific Requirements page.
NEW JERSEY PE AT A GLANCE
Total Hours
4 Hours
Courses Required
General 20 Hour Course (if needed) + State Specific Hours
Renewal Deadline
Per License Conditions
NMLS PRE-LICENSING EDUCATION COURSES YOU NEED FOR NEW JERSEY
New New Jersey MLOs must complete 20 hours of NMLS-approved pre-licensure education before obtaining a license:
- 3 hours of federal law
- 3 hours of ethics, including fraud, consumer protection, and fair lending
- 2 hours of non-traditional mortgage lending
- 4 hours of New Jersey-specific law
- 8 hours of electives
For more information on New Jersey licensing requirements, visit the official NMLS State-Specific Requirements page.