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NORTH CAROLINA NMLS MORTGAGE LICENSE REQUIREMENTS
Everything you need to renew or obtain your NMLS license in North Carolina for 2026
NORTH CAROLINA CE AT A GLANCE
Total Hours
8 Hours
Courses Required
7 Hour Fed Core + State Specific
Renewal Deadline
Dec 31
NMLS CONTINUING EDUCATION COURSES YOU NEED FOR NORTH CAROLINA
North Carolina mortgage loan originators, licensed under the North Carolina Office of the Commissioner of Banks, must complete a total of 8 hours of NMLS-approved continuing education each year:
- 8-Hour Federal CE Course (covers 3 hours federal law, 2 hours ethics, 2 hours non-traditional lending)
- 1-Hour North Carolina State-Specific Course
All hours must be completed by December 31 each year. We recommend finishing by December 5 to ensure your completion is reported to NMLS before the renewal deadline.
For more information on North Carolina licensing requirements, visit the official NMLS State-Specific Requirements page.
NORTH CAROLINA PE AT A GLANCE
Total Hours
4 Hours
Courses Required
General 20 Hour Course (if needed) + State Specific Hours
Renewal Deadline
Per License Conditions
NMLS PRE-LICENSING EDUCATION COURSES YOU NEED FOR NORTH CAROLINA
New North Carolina MLOs must complete 20 hours of NMLS-approved pre-licensure education before obtaining a license:
- 3 hours of federal law
- 3 hours of ethics, including fraud, consumer protection, and fair lending
- 2 hours of non-traditional mortgage lending
- 4 hours of North Carolina-specific law
- 8 hours of electives
For more information on North Carolina licensing requirements, visit the official NMLS State-Specific Requirements page.