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OREGON NMLS MORTGAGE LICENSE REQUIREMENTS
Everything you need to renew or obtain your NMLS license in Oregon for 2026
OREGON CE AT A GLANCE
Total Hours
9 Hours
Courses Required
7 Hour Fed Core + State Specific
Renewal Deadline
Dec 31
NMLS CONTINUING EDUCATION COURSES YOU NEED FOR OREGON
Oregon mortgage loan originators, licensed under the Oregon Division of Financial Regulation, carry one of the heavier state loads in the country: 2 hours of Oregon-specific CE on top of the federal course.
- 8-Hour Federal CE Course (covers 3 hours federal law, 2 hours ethics, 2 hours non-traditional lending)
- 2-Hour Oregon State-Specific Course
All hours must be completed by December 31 each year. We recommend finishing by December 5 to ensure your completion is reported to NMLS before the renewal deadline.
For more information on Oregon licensing requirements, visit the official NMLS State-Specific Requirements page.
OREGON PE AT A GLANCE
Total Hours
4 Horus
Courses Required
General 20 Hour Course (if needed) + State Specific Hours
Renewal Deadline
Per License Conditions
NMLS PRE-LICENSING EDUCATION COURSES YOU NEED FOR OREGON
New Oregon MLOs must complete 20 hours of NMLS-approved pre-licensure education before obtaining a license:
- 3 hours of federal law
- 3 hours of ethics, including fraud, consumer protection, and fair lending
- 2 hours of non-traditional mortgage lending
- 4 hours of Oregon-specific law
- 8 hours of electives
For more information on Oregon licensing requirements, visit the official NMLS State-Specific Requirements page.