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RHODE ISLAND NMLS MORTGAGE LICENSE REQUIREMENTS
Everything you need to renew or obtain your NMLS license in Rhode Island for 2026
RHODE ISLAND CE AT A GLANCE
Total Hours
8 Hours
Courses Required
7 Hour Fed Core + State Specific
Renewal Deadline
Dec 31
NMLS CONTINUING EDUCATION COURSES YOU NEED FOR RHODE ISLAND
Rhode Island mortgage loan originators, licensed under the Rhode Island Department of Business Regulation, must complete a total of 8 hours of NMLS-approved continuing education each year:
- 8-Hour Federal CE Course (covers 3 hours federal law, 2 hours ethics, 2 hours non-traditional lending)
- 1-Hour Rhode Island State-Specific Course
All hours must be completed by December 31 each year. We recommend finishing by December 5 to ensure your completion is reported to NMLS before the renewal deadline.
For more information on Rhode Island licensing requirements, visit the official NMLS State-Specific Requirements page.
RHODE ISLAND PE AT A GLANCE
Total Hours
3 Hours
Courses Required
General 20 Hour Course (if needed) + State Specific Hours
Renewal Deadline
Per License Conditions
NMLS PRE-LICENSING EDUCATION COURSES YOU NEED FOR RHODE ISLAND
New Rhode Island MLOs must complete 20 hours of NMLS-approved pre-licensure education before obtaining a license:
- 3 hours of federal law
- 3 hours of ethics, including fraud, consumer protection, and fair lending
- 2 hours of non-traditional mortgage lending
- 3 hours of Rhode Island-specific law
- 9 hours of electives
For more information on Rhode Island licensing requirements, visit the official NMLS State-Specific Requirements page.