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WEST VIRGINIA NMLS MORTGAGE LICENSE REQUIREMENTS

Everything you need to renew or obtain your NMLS license in West Virginia for 2026

WEST VIRGINIA CE AT A GLANCE

Total Hours

9 Hours

Courses Required

7 Hour Fed Core + State Specific

Renewal Deadline

Nov 1st

NMLS CONTINUING EDUCATION COURSES YOU NEED FOR WEST VIRGINIA

West Virginia mortgage loan originators, licensed under the West Virginia Division of Financial Institutions, carry one of the heavier state loads in the country: 2 hours of West Virginia-specific CE on top of the federal course.

  • 8-Hour Federal CE Course (covers 3 hours federal law, 2 hours ethics, 2 hours non-traditional lending)
  • 2-Hour West Virginia State-Specific Course

All hours must be completed by December 31 each year. We recommend finishing by December 5 to ensure your completion is reported to NMLS before the renewal deadline.

For more information on West Virginia licensing requirements, visit the official NMLS State-Specific Requirements page.

WEST VIRGINIA PE AT A GLANCE

Total Hours

4 Hours

Courses Required

General 20 Hour Course (if needed) + State Specific Hours

Renewal Deadline

Per License Conditions

NMLS PRE-LICENSING EDUCATION COURSES YOU NEED FOR WEST VIRGINIA

New West Virginia MLOs must complete 20 hours of NMLS-approved pre-licensure education before obtaining a license:

  • 3 hours of federal law
  • 3 hours of ethics, including fraud, consumer protection, and fair lending
  • 2 hours of non-traditional mortgage lending
  • 4 hours of West Virginia-specific law
  • 8 hours of electives

For more information on West Virginia licensing requirements, visit the official NMLS State-Specific Requirements page.

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